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Personal Loans

Unsecured personal borrowing with repayments up to 1 to 5 years

I'd like to borrow:

Amount to borrow:

For how many months:

Everyday Loans

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Terms & Conditions

Make sure you meet the following criteria:

UK resident

Minimum age 18

Representative Example: Borrowing £2,000 over 24 months at Representative 59.9% APR and Interest rate 59.9% p.a. (fixed) with monthly repayments of £131.05 and a total amount payable of £3,145.20.

Featured Lender

My Community Bank

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Terms & Conditions

Make sure you meet the following criteria:

UK resident

Minimum age 18

Representative Example: Borrowing £3,000 over 2 years at an interest rate of 67.9% p.a. (fixed), you will repay 24 monthly payments of £231.78 per month. Interest payable £2,562.75. Total amount payable £5,562.75. Representative 93.6% APR. Rates from 24.2% to 299.9% max APR.

Featured Lender

Shawbrook Bank Personal Loan

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Terms & Conditions

Make sure you meet the following criteria:

UK resident

Minimum age 21

Minimum Income £15,000.00

Lending Zone offers My Community Bank through a loan brokering service. Representative example: The representative rate is 9.9% APR (fixed) so if you borrow £7,500 over 3 years at a rate of 9.9% p.a. (fixed), you will repay £240.17 for 36 months and £8,646.12 in total.

Featured Lender

Loans Warehouse

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Terms & Conditions

Make sure you meet the following criteria:

UK resident

Minimum age 18

Lending Zone offers Shawbrook Bank Personal Loans through a loan brokering service. Representative Example: Representative 12.9% APR. Based on a loan of £10,000 repayable over 60 Months at an interest rate of 12.9% fixed. Monthly payment of £223.43 total amount repayable £13,405.80.

Broker Service

1st Stop

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Terms & Conditions

Make sure you meet the following criteria:

UK resident

Minimum age 18

Representative Example: If you borrow £9,000 over 5 years at a rate of 12.45% fixed, you will pay 60 instalments of £205.17 per month and a total amount payable of £12,310.20. This includes the net loan, interest of £3,180.20, a broker fee of £0.00 and a lender fee of £130.00. The overall cost for comparison is 13.9% APR fixed

Featured Lender

Avant

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Terms & Conditions

Make sure you meet the following criteria:

UK resident

Minimum age 18

Lending Zone offers 1st Stop Personal Loans through a loan brokering service. Representative Example: Representative 29.2%APR based on a loan of £5,000 repayable over 36 months at an interest rate of 15.72% pa (fixed). Monthly repayment of £201.17. Total amount payable £7,242.21.

Featured Lender

Progressive Money

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Terms & Conditions

Make sure you meet the following criteria:

Homeowner Only

UK resident

Minimum age 18

Lending Zone offers Avant Credit Loans through a loan brokering service. Representative Example: Representative 42.5% APR. Based on a loan of £3,000 repayable over 36 Months at an interest rate of 31.9% fixed. Monthly payment of £137.31 total amount repayable £4,943.24

Featured Lender

Amigo Guarantor Loan

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Terms & Conditions

Make sure you meet the following criteria:

Guarantor Required

UK resident

Minimum age 18

Lending Zone offers Progressive Money through a loan brokering service. Homeowner only product. Representative Loan Example: Loan Amount: £5,000.00, Loan Term: 60 months, Monthly Interest Rate: 42.57% PA (Fixed), Monthly Repayments: £212.82, Total Amount Repayable: £12,769.00, This example includes an Acceptance Fee of £500 (10% of the loan amount) and an Administration Fee of £390.

Featured Lender

Bamboo

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Terms & Conditions

Make sure you meet the following criteria:

UK resident

Minimum age 18

Lending Zone offers Amigo Loans through a loan brokering service. Representative Example: The representative rate is 49.9% APR (variable) so if you borrow £4,000 over 3 years at a rate of 49.9% p.a (variable) you will repay £195.16 per month & £7,025.76 in total.

Featured Lender

Lendable - 1 Year Personal Loan

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Terms & Conditions

Make sure you meet the following criteria:

UK resident

Minimum age 18

Minimum Income £9,600.00

Lending Zone offers Bamboo Loans through a loan brokering service. Representative Example: On an assumed loan amount of £2,600.00 over 36 months. Rate of interest 41% per annum (fixed). Representative 49.7% APR. Total amount payable £4,557.89. 35 monthly repayments of £126.61 and a final payment of £126.54. The rate you are offered will depend upon your financial situation, so may vary from the Representative APR shown.

Lendable - 2 Year Personal Loan

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Terms & Conditions

Make sure you meet the following criteria:

UK resident

Minimum age 18

Minimum Income £9,600.00

Representative example: A loan of £10,000 over 5 years will cost you £179.25 per month at a representative 2.9% APR. The total cost after 5 years is £10,754, which includes £754.87 interest at 2.9% fixed and a £0 fee. The total amount of credit is £10,000. The rate and fee you are offered will depend on your individual circumstances

Post Office Personal Loan

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Terms & Conditions

Make sure you meet the following criteria:

UK resident

Representative Example: Annual Interest Rate (fixed) is 24.2% p.a. with a Representative 24.2% APR, based on borrowing £15,000 and repaying this over 36 monthly payments. Monthly repayment is £571.84 with a total amount repayable of £20,586.24 which includes the total interest payable of £5,586.24.

AA Personal Loan

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Terms & Conditions

Make sure you meet the following criteria:

UK resident

Minimum age 18

Representative Example: Representative 3.0% APR. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment of £314.13. Total amount repayable £18,847.80.

M&S Loans

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Terms & Conditions

Make sure you meet the following criteria:

UK resident

Minimum age 18

Representative Example: Representative 3.1% APR. Based on a loan of £15,000 over 5 years, with monthly repayments of £269.90 and total amount repayable of £16,194.00, which includes £1194.00 interest at 3.1% fixed.

Lending Works - 3.2%

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Terms & Conditions

Make sure you meet the following criteria:

UK resident

Minimum age 18

Representative Example: Borrowing £10,000 over 48 months: Monthly repayment £221.59. Total amount payable £10,636.32. Representative 3.1% APR. Interest rate of 3.1% p.a. (fixed).

Lending Works - 3.7%

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Terms & Conditions

Make sure you meet the following criteria:

UK resident

Minimum age 18

Representative Example: assumed borrowing of £5,000, over 60 months at a fixed interest rate of 2.3 % p.a. with a Rep APR of 3.2 %, 60 monthly payments of £90.22, total amount repayable of £5,413.20. The actual rate you receive may differ from the Rep APR shown and will depend on your personal circumstances and financial status.

UKCredit Guarantor Loan

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Terms & Conditions

Make sure you meet the following criteria:

Guarantor Required

UK resident

Minimum age 18

Representative Example: assumed borrowing of £10,000, over 60 months at a fixed interest rate of 2.3 % p.a. with a Rep APR of 3.7 %, 60 monthly payments of £182.67, total amount repayable of £10,960.20. The actual rate you receive may differ from the Rep APR shown and will depend on your personal circumstances and financial status.

Aspire Money

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Terms & Conditions

Make sure you meet the following criteria:

UK resident

Minimum age 18

Representative Example: The representative rate is 39.9% APR (fixed) so if you borrow £4,500 over 3 years at a rate of 34.05% p.a (fixed) you will repay £201.15 per month & £7,241.40 in total. No upfront fees & fast online approval. Quotes won't affect your credit history.

Lending Works - 6%

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Terms & Conditions

Make sure you meet the following criteria:

UK resident

Minimum age 18

REPRESENTATIVE 49.9% APR REPRESENTATIVE EXAMPLE: ANNUAL INTEREST RATE (FIXED) IS 49.9% P.A. WITH A REPRESENTATIVE 49.9% APR, BASED ON BORROWING £4,000 AND REPAYING THIS OVER 36 MONTHLY PAYMENTS. MONTHLY REPAYMENT IS £195.18 WITH A TOTAL AMOUNT REPAYABLE OF £7,026.44 WHICH INCLUDES THE TOTAL INTEREST PAYABLE OF £3,026.44.

GeorgeBanco.com Personal Loan

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Terms & Conditions

Make sure you meet the following criteria:

UK resident

Minimum age 18

Minimum Income £10,000.00

Representative Example: assumed borrowing of £15,000, over 60 months at a fixed interest rate of 2.3 % p.a. with a Rep APR of 6.0 %, 60 monthly payments of £288.95, total amount repayable of £17,337. The actual rate you receive may differ from the Rep APR shown and will depend on your personal circumstances and financial status.

Savvy.co.uk

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Terms & Conditions

Make sure you meet the following criteria:

UK resident

Minimum age 18

Representative Example: Borrow £3500 over 36 Months. The total charge for credit including fees and interest £3,246.40 of which fees are £420.00. Total amount repayable £6,746.40. Representative APR of 61.8% fixed.

warning

Warning: Late repayment can cause you serious money problems. For help go to moneyadviceservice.org.uk

Pros

Cons

  • Borrow money without risking your home or your car
  • Great option for a one-off expense such as a wedding or a new kitchen
  • Budget better by knowing how much you’re paying each month
  • A low cost, flexible form of borrowing - often no fees
  • Consolidate high interest loans or cards into one low interest loan
  • You usually need a good credit rating for a personal loan
  • A logbook, guarantor or short-term loan may be more suitable
  • Smaller amounts can have higher interest rates than credit cards
  • Failure to keep up with repayments can affect your credit rating
Question icon

Is A Personal Loan The Right Option For Me?

Probably up to £25,000 without any security. The amount will depend upon your credit rating/history.

Normally one, three or five years, though it can be more. However, if you extend the term, although you will reduce the monthly payments you will end up paying more in interest overall.

There might be, as the lender was expecting a certain amount of interest to be paid, and now they’re not going to get it.

Usually yes.

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Find loans likely to say ‘YES’. All circumstances welcome. You could receive money today!