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Car Loans

Drive away with the very best deal for financing your new car, whether it’s a Lada or a Lambo

I'd like to borrow:

Amount to borrow:

For how many months:

Lending Works - 3.7%

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Terms & Conditions

Make sure you meet the following criteria:

UK resident

Minimum age 18

Lending Works - 6%

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Terms & Conditions

Make sure you meet the following criteria:

UK resident

Minimum age 18

RAC Loans

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Terms & Conditions

Make sure you meet the following criteria:

UK resident

Minimum age 18

Credit Rating Accepted All

Everyday Loans

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Terms & Conditions

Make sure you meet the following criteria:

UK resident

Minimum age 18

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Warning: Late repayment can cause you serious money problems. For help go to moneyadviceservice.org.uk

Pros

Cons

  • Usually cheaper than car finance deals in the showroom
  • When you have repaid the loan the car belongs to you
  • Secured and unsecured options are available
  • You need a good credit score and to prove your income
  • You usually need to put down a deposit
  • The car may be repossessed if you can’t keep up repayments
Question icon

Is A Car Loan The Right Option For Me?

Yes you can. It doesn't have to be new.

No. So you pay the same amount each month for the duration of the loan.

On the whole, you will probably get the money within 3-5 days though some lenders might be a little quicker.

There are fixed monthly payments which allow you to manage your monthly budget. You will also be able to sell the car and pay off the debt at any time should you need to do so.

With car finance loans you can shop around to find the best deal. It is usually cheaper than other forms of car finance and you own the car from the start rather than hiring it. When you take your car home you own it, as opposed to a hire purchase agreement where the credit company owns the car unless you purchase it from them at the end of the term. At the end of the loan you have nothing to pay rather than having to pay a balance or trade it in.

Go through the list of lenders on this page to find the right deal in terms of loan size, term and APR. Apply through the lenders website by clicking the links next to the lenders and keying in the information they ask you for. Give the lender the details of the car make, model, age and mileage

Secured loan quote

We just need a few details to complete your quote.

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Find loans likely to say ‘YES’. All circumstances welcome. You could receive money today!